payday advance written on post it

What Do I Need For A Payday Advance In North Augusta, South Carolina?

Payday loans from Carolina Payday Loans, Inc. are helping customers get between $100 and $550 in cash fast. If you’re looking for a payday advance in North Augusta, South Carolina that is efficient and to the point, you’re in the right place.

To access your payday advance, spend a few minutes with this guide to make sure you have everything you need. We cover the four items you should have in your pocket to make applying as simple as possible.

Here Are The Items You Need To Qualify

Looking forward to accessing your cash within the next day or two? Get these simple things ready first. These are the itmes that will allow us to tell you if you qualify for approval and how much we can lend to you. Without these items, we won't be able to determine anything. Here are the items you need.

1. Proper ID

To get a payday advance in North Augusta, South Carolina, you’ll need to be over 18 and reside in the state. You can show proof of these things through a valid driver's license or other state-issued photo ID. Other forms of acceptable ID include:

  • Passport or passport card
  • Military I.D.
  • Student I.D.
  • Another government-issued photo I.D.

woman looking at payday advance requirements checklist

2. Your Active Banking Account

In many cases, once our customers are approved, we can have their payday advance in North Augusta, South Carolina cash that same day or by the next work day. To ensure this process goes as smoothly as possible, you’ll show proof of an active checking account in your name to give us a full picture of your financial situation.

Most customers choose to share a blank check from said account. If you use an online account and don’t have paper checks on hand, contact your bank to see if you can order a set of free checks. If this doesn't work for you, speak with our representative and see if another document would suffice, such as your most recent bank statement.

3. Monthly Income

Payday loans are used as short-term financial options for those who need a little extra cash to hold them over until their next payday. Most loans are repaid in a few weeks, so the lender will need some assurance that you’ll have the funds to do so when the time comes; this is where your latest pay stub comes in. If you can submit your most recent pay stub, we’ll be able to verify your monthly – and future – income.

Some of our customers may not have access to a pay stub because they receive monthly funds from another source, like alimony, Social Security, disability payments, a pension, or elsewhere. These funds are often documented through official state, county, or government letters. Speak with our trusted agent to see if your income source qualifies and which document will work for your payday loan request.

4. Qualify In About An Hour

Once you have your three documents in hand – or if you have a few different options and want to know which one is best – it’s time to reach out to us to see if you qualify.

Head to our homepage and check out the quick electronic form. Fill it out with your basic details, which is what we’ll use to reach you by phone shortly after. During this call, we’ll discuss your documents and address any inquiries you may have. Then, we’ll arrange a time to meet at a local office.

Luckily, the agent you’ll be speaking to will also be the agent nearest you, which means you’ll quickly be able to put a face to the name. Customers may also check out a full list of our offices under the Locations tab on the menu above.

This in-person meeting could last as little as half an hour, and it’s when you’ll complete your loan request, show your documents, and be evaluated to find out how much cash you qualify for.

All in all, you could be done with the whole process in the time it takes to have lunch! The best part is that, if approved, you’ll have your money within a (business) day or two.

payday loan request online

When To Apply For A Payday Advance

Applying for a payday advance in North Augusta, South Carolina is a great solution for many people, but it’s not for everyone. These loans are ideal for short-term financial emergencies, like when you’re short on an urgent bill, such as a mortgage or rent payment or a mechanical bill to fix your primary vehicle. They should not be used for trivial or unnecessary purchases.

If you’re stuck between a rock and hard place and just need a hand to get by until your next paycheck hits, a payday loan from Carolina Payday Loans, Inc. may be the right choice for you.

Don’t Delay – Apply And Get Cash Before Your Credit Is Affected

Leaving a bill unpaid is a recipe for disaster when it comes to credit scores and peace of mind. If you could use a payday advance in North Augusta, South Carolina for up to $550, it’s time to contact Carolina Payday Loans Inc.

Get your I.D., bank check or statement, and proof of income ready. Then, complete the online form displayed on our homepage and let us help you take care of the rest. It’s time to make the best choice for you and your finances – reach out today.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Emma Frost

Emma Frost is a lifestyle and finance blogger with a talent for communication and a passion for financial literacy. She uses her writing talents to explore topics that help her readers gain financial stability and growth.