Select Loan
Enter Details
Select Location

First Name

Last Name

Email Address

Phone

Zip Code

I certify that the above information is accurate and true, and agree to receive all disclosures and notices in electronic form. I have read and understood the terms and conditions.

By checking the "I AGREE" box, you affirmatively consent to the electronic delivery of documents, notices or disclosures related to the information you are submitting to Carolina Payday Loans, Inc. Those documents, notices, and disclosures may include, but are not limited to, documents or notices associated with any loan obtained by you based on information you provide to this website, and the disclosures you may access by clicking on the tabs on this website.

Please click on the HTML links to review the disclosures prior to continuing with your submission. In order to retain these disclosures, you may print the documents by selecting Print, select your printer, and click on OK to print to your printer where the document can be printed on your own paper, or select Save or Save As to save and retain a copy on your computer.

You understand that you need a computer with Internet access and a compatible browser to receive, view, print or save the documents, notices, or disclosures. Specifically, you must have the following equipment and software:

A personal computer or other device which is capable of accessing the Internet.
An Internet web browser which is capable of supporting 128-bit SSL encrypted communications, such as Microsoft® Internet Explorer, Chrome®, Safari®, and Firefox®.
Software which permits you to receive and access Portable Document Format or "PDF" files, such as Adobe Acrobat Reader® version 8.0 and higher.
A valid e-mail address on file with us, and e-mail software capable of interfacing with standard e-mail protocols.
Access to a printer with the ability to download information in order to keep copies of any documents for your records.

By affirmatively consenting, you confirm that you have access to the necessary hardware and software. If you do not agree to receive these documents, notices and disclosures electronically, please do not place a checkmark in the "I AGREE" box and discontinue providing your information to us. You may withdraw your consent by unchecking the "I AGREE" button before continuing but understand that doing so means that we will not be able to contact you as described below. If after consenting, you wish to withdraw your consent at a later time, you can do so by contacting us at 800-922-8803, or email us at webquestions@clacorp.com.

To update your contact information or obtain a copy of any document, notice or disclosure, you may contact us at the number, email address or mailing address set forth above.

BY CHECKING THE "I AGREE" BOX, (1) YOU CONSENT TO RECEIVE IN AN ELECTRONIC FORMAT ANY DOCUMENTS, NOTICES, OR DISCLOSURES RELATED TO THE INFORMATION SUBMITTED TO US, AND (2) YOU ACKNOWLEDGE THAT YOU PRINTED OR SAVED A COPY OF THIS CONSENT.

Print Save

SMS Communications - please send me account-related messages to the cell phone number provided (note: opting-in for account-related messages is not a requirement to receive the services you are requesting from Carolina Payday Loans Inc.). Message and data rates may apply. Message frequency will vary. To opt-out at any time, reply STOP to any message we send. Mobile Policy and Privacy Policy

Select a location and press Send.

Click here to search more locations by entering a different Zip Code.

Consumer Disclosures

Carolina Payday Loans, Inc. maintains a policy of providing consumers with the information and knowledge necessary to make informed, responsible loan decisions.

Carolina Payday Loans, Inc. undertakes all collection activity in strict compliance with the provisions of the Federal Fair Debt Collection Practices Act enforced by the Federal Trade Commission. Carolina Payday Loans, Inc. follows all applicable laws, rules, and regulations. Applicable provisions of the Fair Debt Collection Practices Act prohibit the following:

Contacting consumers by telephone before 8 a.m. or after 9 p.m.
Contacting consumers by phone with the intent to annoy, harass, or using abusive language at any time.
Collecting debt through deception or misrepresentation.
Threatening legal recourse when no legal action is intended.

Carolina Payday Loans, Inc. promotes the informed use of Consumer credit by rigidly adhering to Federal regulations requiring Disclosures about loan terms and costs. Before consumers assume any obligation they will be presented, in writing, with the exact rates, fees, and other details of their payday loan as required under Federal Law.

In addition to Federal regulations, South Carolina also has numerous laws regulating payday loans. These laws include, but are not limited to, regulations regarding interest rates, rollover limits, fees, charges and terms.

Submitting your payday loan inquiry on this website incurs absolutely no obligation. Based on the inquiry you submit, a Carolina Payday Loans, Inc. customer service representative will call you to discuss your payday loan needs.

As noted above, Federal Law requires disclosures about the terms and cost of consumer credit. All rate and fee information will be disclosed to you by Carolina Payday Loans, Inc. at the location before you sign any agreement. You can also view an example of our Rates and Fees by clicking this link. Please review all the rate information provided to you by our customer service representative thoroughly and completely before signing any agreement. You are under no obligation to accept the terms provided by Carolina Payday Loans, Inc.

Should an unexpected emergency arise which prevents you from making your payment on time, our loan representatives at Carolina Payday Loans, Inc. are trained to work with you on establishing payment arrangements in accordance with state regulations.

Carolina Payday Loans, Inc. representatives are highly trained to work with you to establish payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.

South Carolina state law requires a one or two business day cooling off period after paying off your payday loan. In South Carolina, there are no extensions. After the applicable waiting period, you may re-apply for another payday loan.

There exists a common misconception that a poor credit history may result in a higher interest rate for payday loans. With Carolina Payday Loans, Inc. your credit score does not affect the interest rate, fees or charges determined for a payday loan.

Non-Discrimination Policy: In accordance with federal law, this institution prohibits and does not tolerate discrimination towards applicants, prospective applicants, individuals with whom an applicant is affiliated, or customers on the basis of race, color, religion, national origin, sex, age, marital status, public-assistance status, exercise of rights under the Consumer Credit Protection Act, or other protected classification. This policy applies throughout the loan process, from prequalification to application, underwriting, closing, funding and servicing. For more information, please call the Compliance Department at 770.552.9840.

SMS/Text Message Terms & Conditions

By opting in to receive SMS text messages, you authorize Carolina Payday Loans, Inc. (“we” or “us”) with express consent to send you text messages about your loan, such as payment reminders. In doing so, you agree and expressly consent to be contacted by us, our agents, employees, and/or affiliates through the use telephone calls and/or SMS text messages to any cellular number you provide in conjunction with your account, including contacts through the use of automatic telephone dialing systems, autodialers, or an artificial or prerecorded voice.

Your cellular provider's message and data rates may apply to our SMS messages.

Data obtained from you in connection with this SMS service may include your name, address, cell phone number, your provider's name, the date and time, and content of your messages. Data we provide to you may include account information, payment amount or due dates, and other information personal to you. Some of the text messages we send may include links to websites. To access these websites, you will need a web browser and Internet access on your cellular device. Downloadable content may incur additional charges from your wireless carrier. Please contact your wireless carrier for information about your messaging plan.

We will not be liable for any delays in the receipt of any SMS messages, as delivery is subject to effective transmission from your network operator.

Opting-Out to Stop Text Messaging

If you wish to stop receiving text messages from us, type STOP in the reply text you send us or, if available, access any opt-out link at the bottom of the text message. Your stop request will become effective within one day.

SMS Help or Support

For help or additional information regarding our texting services email us at webquestions@clacorp.com, call us at 800-922-8803, or reply "HELP" to the message you receive at any time from your mobile device.

Deferred Presentment Services License

Payday Loans

Don't own a vehicle? Carolina Payday Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Carolina Payday Loans Inc, has you covered. It doesn’t matter what has left you in need of cash, because with a payday loan you could get up to $100 - $550 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

A Driver's License or Government Issued I.D.
A blank check from the active checking account in your name.
Your most recent pay stub.

We also welcome all credit, so fill out our online request form and get started now!

Fast Cash Today!

Consumer Disclosures

Payday Loans