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Payday Loan FAQs

A payday loan is a short-term loan that helps bridge the cash-flow gap between paydays. In South Carolina, the amount is usually between $100 and $550. South Carolina payday loans are designed to be a short-term cash-flow strategy, not as a quick-fix for long-term financial problems. 
Not much! All you need to be approved for a payday loan is:
  • Blank check from an active checking account
  • Most current pay stub
  • Be 18 year of age or older
  • A photo I.D.
In South Carolina you can apply for anything between $100 and $550. The amount you are approved for will be determined at the time you visit a Carolina Payday Loans, Inc. location and will be based on your income and ability to repay. 
After your payday loan is approved at the location of your choice, you immediately get the cash you need.
Yes! Your credit history doesn't matter. Discharged bankruptcy, charge offs, bounced checks, and other credit issues don't affect your ability to get a payday loan. 
As little as 30 minutes! You can get the cash you need on the same day when you visit any of our convenient locations throughout South Carolina. 
At Carolina Payday Loans, Inc. we work hard to provide you with the most competitive rates and terms available. Our trained store representatives can provide you with more detailed information about our South Carolina payday loans and their costs. 
No. State law may prohibit Carolina Payday Loans, Inc. from entering into a payday loan transaction with a person whose previous payday loan transaction has been terminated for less than one to two business days. 
Loan terms vary. Typically, your payday loan will be due on your next payday. Check your loan agreement for exact terms and conditions. 
Should an unexpected emergency arise which prevents you from making your full payment, our payday loan representatives at Carolina Payday Loans, Inc. are trained to work with you to establish payment arrangements in accordance with state regulations.
State law requires a one or two business-day cooling-off period after paying off your payday loan.
No. Payday loans must be paid off in order to re-apply.
Carolina Payday Loans, Inc. loan representatives are highly trained to work with you on payment arrangements in accordance with state regulations to allow you to fulfill your payday loan obligations.
At Carolina Payday Loans, Inc. we are committed to keeping all the information you provide confidential. Please see the privacy policy on our website for details.
The Carolina Payday Loans, Inc. website has all of our South Carolina payday loan locations which helps you find the nearest location.
You can get started by submitting the online form on this page with your basic information. Afterward, you will be contacted by a friendly Carolina Payday Loans, Inc. sales representative who will explain the application process. Applications will be taken in person at the Carolina Payday Loans, Inc. location.
Payday Loans

Payday Loans

Don't own a vehicle? Carolina Payday Loans, Inc. offers payday loans as a fast and easy alternative to get the cash you need.

Carolina Payday Loans, Inc.

When you’re ready to get the emergency cash you need without all the hassles of a traditional loan, Carolina Payday Loans Inc, has you covered. It doesn’t matter what has left you in need of cash, because with a payday loan you could get up to $100 - $550 today.

You will be on your way to our store in no time since the call only takes a few minutes. All you need is the following items:

  • A Driver's License or Government Issued I.D.
  • A blank check from the active checking account in your name.
  • Your most recent pay stub.

We also welcome all credit, so fill out our online request form and get started now!

Carolina Payday Loans, Inc.