Loan Basics

Learning loan basics is something every American should get acquainted with in their lifetime. Hopefully, most people won’t need to lean on loan services to get by, but nearly every American has or will at some point. Even those with money in the bank and a good credit score often need bank loans for mortgages, for example. Whether you need a personal loan for a financial emergency or need the low-down on how to consolidate student loans, we’ve got the collection of articles you need to educate yourself. Learn all about the difference between secured loans and unsecured loans, as well as where to turn for small loans to get by until payday. Let’s get started!

Learning loan basics is something every American should get acquainted with in their lifetime. Hopefully, most people won’t need to lean on loan services to get by, but nearly every American has or will at some point. Even those with money in the bank and a good credit score often need bank loans for mortgages, for example. Whether you need a personal loan for a financial emergency or need the low-down on how to consolidate student loans, we’ve got the collection of articles you need to educate yourself. Learn all about the difference between secured loans and unsecured loans, as well as where to turn for small loans to get by until payday. Let’s get started!

Unsecured loans are one of the most common types of loans you can apply for. Unsecured simply means there is nothing you are offering as collateral to “secure” the loan. Title loans, for example, require the title to your vehicle as collateral to borrow money. This is a secured loan. Mortgages are another example of a secured loan as the bank will foreclose on your home should you not be able to make payments. Unsecured loans, like payday advances, offer everyday people a chance to borrow money without a major hit to their credit or belongings. Small loans like these can be one of the best ways to get by if you’re running low on funds between paychecks. 

Getting acquainted with the different types of personal loans, what they mean, and how to acquire them is essential in this day and age. With costs on the rise, more and more people are turning to small loans to supplement their income. There is no shame in it! That’s exactly why these types of services exist – to give everyone a leg up when they need it. We’re here to help! Learn more about how to take out a personal loan and which type will work best for you in the articles collected below.

  1. writing check for early loan payoff
    September 21, 2022

    What To Know When Considering An Early Loan Payoff

    Think that an early loan payoff is the best possible solution? It might not be a good idea - have a look at the pros and cons.

    Read More >>
  2. how to get money if loan declined
    August 22, 2022

    How Can I Get Money If My Bank Loan Was Declined?

    Just because you have a bank loan declined, doesn't mean you can't get the cash you need fast. Here's how.

    Read More >>
  3. pet loan
    August 15, 2022

    What To Remember Before You Apply For A Pet Loan

    When you need cash fast for a pet, it can be stressful. Discover what to remember when you apply for a pet loan!

    Read More >>
  4. veteran financial help
    June 28, 2022

    What To Know About Veteran Financial Help

    Find out about the various types of veteran financial help with our in-depth yet simple guide!

    Read More >>
  5. man needs a payday loan for uber drivers
    June 9, 2022

    Rideshare Driver Loans: How To Get A Payday Loan For Uber Drivers

    Need a payday loan for Uber drivers? Learn the things you need to know about how the process works here.

    Read More >>
  6. how to get a loan with a new job
    January 4, 2022

    How Soon Can I Get A Loan With A New Job?

    Do you need to know how soon you can get a loan with new job? We have both the answer and the method right here!

    Read More >>