budgeting Christmas decorations

Decorating For A Merry Christmas Without Breaking Your Budget

An average American spends over $200 on Christmas decorations, but for those who would rather include more important items in their budget, we at Carolina Payday Loans, Inc. have prepared a few helpful tips. By following the pieces of advice mentioned below, you might end up spending only around $5-$50 this holiday season on décor without sacrificing the Christmas spirit!

6 Christmas Decorating Ideas While On A Budget

Christmas decorations on a budget

1.    Reuse What You Have

The chances are high that you already have plenty of décor items lying around, but you feel like you want to switch things up a little this year. The good news is that you can easily do that without even buying anything – just you can style what you already have in a new way.

If you have an old wreath, for example, you can remove some of the embellishments and attach tiny wooden houses, ornaments, or even candy to it instead. If you’re not an experienced DIYer, then simply hang your stockings and garlands in unexpected places to slightly modify the way things look.

2.    Use What You Can Find Outside

Nature has plenty of gorgeous décor items available to us for free. One day you can go on a ‘hunt’ for pinecones and beautiful branches. Fill a vase or a bowl with the former to add a special touch to your interior and use the latter as an alternative to a Christmas tree (place the branch into a vase and hang a few ornaments on it).

Firewood can make an amazing decoration as well. Just wrap it up in twine or a ribbon and put it next to your door, the fireplace, or the TV stand.

3.    Create Cheap Garlands

A dried orange or popcorn garland would cost you under a dollar to make, but they would certainly add a bit of magic to your house. To create a dried orange garland, dry your orange slices in the oven for about 4 hours (flip the slices once every hour).

Then thread some brown twine through the oranges, and you’re done! To make a popcorn garland, you’re only going to need popped popcorn, a fishing line, and a sewing needle. You can add a few cranberries for a pop of red.

4.    Use Epsom Salt

Epsom salt looks exactly like snow and it will cost you only about a dollar per pound. You can stick the salt onto vases, jars, and candles, anchor candlesticks in it, or sprinkle the ‘snow’ around your centerpieces.

5.    Create Faux Presents

If you have some wrapping paper and empty boxes lying around, you can come up with a lovely visual and place it anywhere in your house.

6.    Display Your Festive Mugs

In case you have a few pretty Christmas mugs, get a mug tree stand, repurpose a cake stand, or simply gather them all in one place to create a colorful display. You can always make a whole cocoa station by adding a few jars of marshmallows and cocoa powder to the ensemble.

When Can A Payday Loan Come In Handy?

Though the tips mentioned above might help you save quite a sum on your Christmas décor, they, unfortunately, cannot protect you from financial emergencies. Urgent medical bills, important travel, and unusually high energy bills (which are not uncommon during winter) – all of these expenses can easily make your saving efforts go down the drain. In such a situation, a payday loan can become a quick and easy way to dig yourself out of a financial hole.

A Step-By-Step Guide To Taking Out A Payday Loan

With Carolina Payday Loans, Inc., you can get a payday loan in only 5 simple steps:

  1. Gather your state-issued photo ID or driver’s license, most recent pay stub, and a blank check from an active checking account.
  2. Fill out our short online form to let us know that you're interested.
  3. Receive a call from a friendly representative.
  4. Visit one of our stores to complete the process and find out how much you qualify for.
  5. In case of approval, receive your emergency cash the same or the following bank day.


budget Christmas decorations

Give Your Budget A Boost Today!

Though you now know how to decorate for Christmas without breaking your budget, a financial emergency might end up distracting you from the festive activities. In such a case, a payday loan offered by Carolina Payday Loans, Inc. can help you bring back the holiday spirit.

We welcome borrowers from all credit backgrounds and only require you to bring in three items. Once you arrive at the store, you might qualify for up to $550 in just 30 minutes. To get started right now, fill out the inquiry form or call us directly.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Louis Tully

Louis Tully is a full-time finance writer offering financial expertise to everyday consumers. He understands the core values of finance and used his writing talents to share his own experiences with money to his readers. His articles teach how financial failures can easily become successes by making new habits and creating realistic goals.