What Emergency Loans Are Available For Disabled SC Residents?
Carolina Payday Loans, Inc. provides emergency loans for disabled residents who need a little extra cash from time to time. Payday loans may not be your first thought if you are disabled, since many people with disabilities are unable to work.
Of the 61 million disabled adults in the U.S., just over 1 million of them live here in South Carolina. That’s a large demographic, but one that has similar financial needs to the rest of the population.
Below, we’ll explain how any SC resident — disabled or not — can get an emergency loan for extra cash fast.
Loans For Disabled SC Residents
Payday loans are an option for fast cash in emergency situations. With these loans, you can get between $100 and $550 that won’t need to be repaid until your next paycheck. But if you are unable to work, either temporarily or permanently, you may think you are ineligible for payday loans since you don’t technically receive a paycheck.
Fortunately, that’s not the case. Payday advances are optional emergency loans for disabled SC residents, as long as you have means of paying back the loan.
So, if you are recently disabled and are struggling with the loss of income from a job, we could help. We are also proud to supply loans to disabled veterans who bravely defended our country.
Choosing a payday loan for life’s unexpected expenses can get you back on track, but many first-time customers question the integrity of our system. We assure you, there’s no reason to worry.
Your information is kept secure no matter how you choose to apply, and we’ll be discreet throughout the entire loan process. Regardless of your situation, you’ll be treated with the utmost respect throughout your loan.
How Anyone Can Get A Payday Loan
Payday loans are one choice for emergency loans for disabled customers, but they can actually benefit a wide range of applicants. All you need are the following THREE items to be eligible for a payday loan:
- Blank check - You will need to have an active checking account in your name and provide us with a blank check from that account. This is how you will receive your loan if approved.
- Driver’s license - If you don’t drive, you can provide any other form of government I.D. with your photo on it. We just need to verify your identity against the other documents you provide. This protects everyone from identity theft issues.
- Recent pay stub - This is where a lot of people think they’ll be denied access to a payday loan. But, in fact, you are still eligible if you can provide some kind of proof of income. All we need to see is proof that you have a regular income that can be used to repay the payday loan. That doesn’t have to be a traditional paycheck.
Some examples include the previous year’s tax return, unemployment documents, proof of court-ordered payments (as from a lawsuit), disability benefits, worker’s compensation statement, and pension or social security statements.
As you can see, we offer flexible lending options for people in all different situations, because we understand that financial need is no respecter of persons.
Anyone who is 18 or older is welcome to apply. We accept applicants with good credit, bad credit, or no credit at all. Even if you are self-employed and don’t have the regular means of proving income, we can let you know what documents are needed to help you get approved.
Applying For A Payday Loan Takes Just Minutes
Now that you know Carolina Payday Loans, Inc. is capable of providing emergency loans for disabled customers, and those who do not have a disability, you need to know how the payday loan process works. We make it easy to apply based on each customer’s specific needs.
For example, you can submit a loan inquiry from home.
Either call the office nearest you or go to our home page and fill out the simple online form. These options are convenient for anyone who may have mobility challenges or doesn’t drive.
In both of these cases, you’ll have a phone conversation with a representative from your local location. They can explain any part of the loan process if you have questions, and they’ll set loan terms that you can both agree on. Almost all of your loan requests will be complete before you go to the office for the final step.
Lastly, you will visit their office with the required documents needed for approval. Within a few minutes, your application will be complete, and you will know if you are approved. Customers who are approved can get their money the same day or the following business day.
Any South Carolina resident who meets the minimum requirements for payday loans is welcome to apply. If you need emergency cash, don’t hesitate to contact us! We are here to help!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.