payday loan application

7 Simple Ways To Speed Up Your Application For A Fast Payday Loan

Getting a fast payday loan can be a real lifesaver in emergencies where time is of the essence. But there are a few things you can do to make the process even quicker. 

We'll discuss the top seven ways to speed up your application below.

7 Ways To Quicken Your Application For A Fast Payday Loan

1. Get Your Documents Ready Beforehand

The simplest way to speed up the payday loan application process is to collect your documents before beginning. That way, you have everything ready for the lender.

To get a quick payday loan from us at Carolina Payday Loans, Inc., you just need these three things:

  • Government-issued ID card — As long as it's valid (i.e., not expired) and has your portrait on it, you can use the ID to obtain a fast payday loan. Pick from the following:
    • A United States of America driver's license
    • A United States of America passport
    • A United States of America passport card
    • A United States of America military ID card
    • A United States of America military dependent's ID card
    • A United States of America non-driver's ID card
    • A United States of America student ID card
  • Blank check — The blank check should come from an account owned by you. The name should match your ID.
  • Most recent pay stub — We use your most recent pay stub to assess your affordability.

2. Ensure You Meet The Requirements Before Speaking To Us

Provided you have all the documentation, you will likely meet the requirements.

A good credit score isn't necessary to get a payday loan. We approve those with fair to poor ratings, allowing almost anybody to access emergency money when they need it most.

Although, it might be worth checking where your credit score falls on the FICO system below:

  • 300 to 579 is a poor credit score.
  • 580 to 669 is a fair credit score.
  • 670 to 739 is a good credit score.
  • 740 to 799 is a very good credit score.
  • 800 to 850 is an exceptional credit score.

man with payday loan cash in wallet

3. Know The Process Well

Acquiring a payday loan in South Carolina is easy, especially when you choose us. Our process is as follows:

  1. Submit our quick cash online form with the relevant information. Ensure you're 100% accurate to speed up the fast payday loan process even more.
  2. One of our payday loan specialists will call you straight back to confirm your information, discuss the process, answer any queries, and make sure you have the necessary items. 
  3. After the call, go to your nearest Carolina Payday Loans, Inc. store with the things we mentioned.
  4. A loan expert will look at your documents to see if you qualify when you get there.
  5. If you're happy with the amount we offer, the representative will walk you through the final stages of the process, which involves signing some paperwork. 
  6. You get the money you need within 24 hours.

4. Be Honest About Your Situation

People are often tempted to embellish their earnings on loan applications, thinking it will give them a better chance of success. However, it can actually have the opposite effect.

The truth always comes out in the end. You'll have an easier ride, being accurate and honest from the get-go.

5. Only Ask For What You Need

With a payday advance from us, you can borrow between $100 and $550. But even if you are able to gain approval for the maximum amount, it doesn't mean you should take it.

Calculate how much money you need to solve your crisis. It could be $100 to purchase a new tire for your car or $550 to cover your recent medical treatment.

Whatever you need help paying for, know exactly how much you need to deal with it and apply for that amount only.

6. Respond Quickly

Once you submit the initial inquiry form, our loan associate will immediately call you back. Picking up quickly lets us kickstart the process and ensure you can get the money you need as soon as possible. 

We suggest ensuring your phone accepts incoming calls and staying close to it after sending the form. 

7. Always Shop Around

Finally, some lenders come with longer wait times than others. Thus, shopping around lets you find the quickest in your area. 

We boast an impressive in-person application time of just half an hour. And we process the request in less than 24 hours, meaning you'll see the money hit your account in no time at all. 

Get A Fast Payday Loan With Us Today!

Speeding up your application for a fast payday loan is simple as long as you follow our seven steps above.

Once you've gathered the documents and understand the process, submit our secure form to get started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.