What Do I Need To Get Approved For A Payday Loan?

Are you looking to get guaranteed payday loan approval? If so, thoroughly preparing for the process can make the difference between getting closer or farther away from getting approved.

To set yourself up for success, you will want to know what you must apply to better your chances of getting the payday loan you need. Getting approved for a payday loan may be difficult, but you can increase your chances with some preparation. With the following preparation tips in this article, you can come to Carolina Payday Loans, Inc. and get an answer to your payday loan approval status before the day is up!

What You Will Need To Get Approved For A Payday Loan

To the surprise of many, you don’t need a lot; don't go through the process with us. Three essential documents are required to determine if you qualify for approval for a payday loan. As not many documents are needed, the ones you provide are vital to approval determination. The absence of the following documents during the process will only slow or completely halt the process. You will need the following items to get approved for a payday loan.

Preparing for the process we have set up at Carolina Payday Loans, Inc. requires very little on your part since we’ve kept it simple. That doesn’t mean that even simple things can’t make a big difference. Let's explore what you'll need to gain quick approval for payday loans.

 

1. A Blank Check From An Active Checking Account

Lenders like us at Carolina Payday Loans, Inc. will need to check your financial situation before we can determine if you qualify to be approved for a payday loan. This means we require that you have an active checking account in your name. If you do not already have a checking account, you must open one with your bank before starting the payday loan process with us.

2. Valid Identification

The next item we require is identification. We need to make sure that you are at least 18 years old. We are not allowed to give a minor any loan, so you must prove that you are of legal age. This means you have to show us your driver’s license. driver'shappen not to have a driver’s license,  the driver's use a state-issued ID instead. Just make sure this ID has your information and your photo on it.

3. Your Pay Stub

Your most recent pay stub is the last item we require to see if you can get approved for a payday loan. A payday loan gets its name because it acts as an advancement for your next paycheck. As such, you must provide us with a recent pay stub to prove your income. Your pay stub will provide valuable information on how much you qualify for if you are approved by showing us how much you make.

If you happen to be unemployed and can’t provide us with your most recent pay stub, don’t worry. Not everyone gets a pay stub as proof of income. With the proper paperwork or evidence, we can use other sources of revenue. If your income comes from another source, you must contact one of our loan representatives to determine acceptable income sources and what documents we accept as proof. 

4. Make Sure The Documents Are Current

The most important thing to consider when applying is to ensure you have the most current documents you can provide. Doing this small thing can significantly affect how quick and easy the process is for you. You want to ensure you know what items you need and that they are all current. Simple issues with your items, such as the following, can disqualify you right away:

• Provide an expired driver's license and driver's chosen form of ID.
• We are providing an old pay stub or unaccepted proof of income.

I can't find where you can put your last pay stub, but do you have one from a month ago that you think will do? Instead of guessing, take the time to find out. Why? If you are in a rush for cash, you might think it won't matter, but you shouldn't specifically ask for the most current to assess your employment status and if you can handle the loan repayment with your current finances. If we have old information, it might make things difficult. This is why it pays to make sure you double-check your items.

5. Begin The Payday Loan Approval Process

Once you have everything you need together and have checked that what you have are the most up-to-date documents, you can begin the process to determine if you are approved for a payday loan. Again, we at Carolina Payday Loans, Inc. have an easy and fast payday loan process and a staff of professionals ready to help you every step of the way. Carolina Payday Loans, Inc. offers customers:

• 5-Star customer service
• Up to $550 in payday loans
• Fast decision-making

And if you get approved for this loan, you can get the money you require as quickly as the same day or the next bank business day! As we’ve said throughout this article, the quick cash payday loan process is simple! You can begin from our website and then visit one of our many South Carolina payday loan locations to continue. Here is a quick breakdown of what you should expect:

• Submit a quick cash online form that will go to your nearest Carolina Payday Loans, Inc. location.
• You will speak to a representative who will call to discuss the entire process and what is needed from you, the applicant.
• Bring the required documents to the store so an associate can review everything and determine your eligibility.
• If approved, complete the application paperwork and receive your funds!

Get Guaranteed Payday Loan Approval Today

Now you know what you must do to determine if you will be approved for a payday loan at Carolina Payday Loans, Inc. today! As you can see, it doesn’t take long for everything you need to be prepared, so why wait any longer? You don’t have to handle your emergencies alone any longer. Get started with your quick approval of a payday loan by filling out our online form now so a representative can contact you shortly. 

 

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.