Why It’s Easy and Fast to Get Payday Loans in North Augusta, SC
February 22, 2021 | Mason Roberts
Let’s look facts in the face – most of us are struggling right now. Even before the pandemic, the majority of Americans (over 60% of people at least, according to data gathered from various surveys) lived paycheck to paycheck, and the Covid-19 pandemic has undoubtedly exacerbated the problem.
Even those who had emergency savings have had to burn through at least a portion of it and have had to scramble not to go into a money hole.
Which means, nowadays even more people have problems dealing with financial emergencies than before. Postponing dealing with them only increases the expenses down the line, whereas knowing how to deal with them ASAP is ever more important – not many people can afford the larger bill down the line.
If you’re among those who’ve found themselves pressed for cash, applying for payday loans might be the most optimal option for you. And the great payday loans North Augusta SC has to offer are undoubtedly found at Carolina Payday Loans, and here’s why:
Reasons to Get Payday Loans in North Augusta
1. The Easiest Application Process
The hardest part about applying for loans at more traditional financial institutions (like banks, for example) is all the jumping through bureaucratic hoops you have to do.
Not only does it prolong the process – sometimes taking more than you can afford to wait – but it often feels like you’re playing a survival game, and the entire institution is determined to see you lose.
Carolina Payday Loans, Inc. on the other hand, has simplified the process. When getting started with payday loans North Augusta branch is offering, all you need is:
- Your Government-issued Photo ID;
- Your most recent pay stub;
- A blank check from an active checking account in your name.
In other words, you need to prove you’re a legal adult with the income who can afford to pay the loan off.
2. No Specific Income Requirements
When you apply for payday loans, North Augusta location of Carolina Payday Loans will accommodate any and every type of income – as long as you can prove you’ll be able to pay off the loan by providing the pay stub, you’ll be good to go.
If you have doubts about your ability to pay the loan off, talk to the representative you’ll be working with so that they can see what adjustments can be made to the payoff schedule.
3. All Types of Credit Are Welcomed
Carolina Payday Loans makes its services accessible to all. Even if your credit score is bad or nonexistent – you can still get approved for payday loans.
Not only that but if you’re worried that taking out a payday loan will negatively impact your existing credit score – you don’t need to. Carolina Payday Loans doesn’t report to credit bureaus, so your loan won’t have any influence on the credit score – either negative or positive.
The loan is entirely between you and us.
4. The Most Straightforward Process for Payday Loans North Augusta Has to Offer
When it comes to payday loans, North Augusta branch offers the most straightforward process imaginable. You can start the application process without even leaving your couch. All you need to do is go to the Main Page on our website and fill out the inquiry form.
After that, you'll be contacted by the store representative from your preferred location and they'll do the heavy lifting by walking you through the entire process (do remember to ask any questions you have at this point - they can't do their part if you don't do yours), setting up the meeting, and performing the assessment at the meeting.
5. Fast Approval for Payday Loans with North Augusta Branch
So, it was all pretty simple up to this point, right? You must be wondering how long the entire approval process will take and how fast you’ll be able to get the cash you need.
The truth is – most likely, less than an hour.
The entire application and approval process for online payday loans takes 30 minutes on average, as long as you provide all the necessary documentation. The store representative determines how much cash you qualify for after assessing them and you leave the location with the cash.
How Do I Apply for Payday Loans in North Augusta?
- Go to our Home Page, chose the location nearest to you, and fill out the quick cash online form;
- Wait for the store representative from your preferred location to contact you and set up the face-to-face meeting in North Augusta;
- Make sure you have all the required documents ready for the meeting. You’ll need your government-issued photo ID (you must be over 18); your most recent pay stub, and a blank check from your active checking account;
- Wait for the representative to assess everything and determine if you qualify for the loan;
- Get your approval and cash.
As you can see, it doesn’t take much to get payday loans with North Augusta branch of Carolina Payday Loans. But at the end of the day, a payday loan is exactly what can help you get through the financial hardship you’re going through. So, don’t wait and contact us today for more information on your payday loan options!