How Much Do Payday Loans Give You?

Payday loans let you borrow money to cover emergency costs you can't fund entirely through savings or disposable income. But you may need to answer the question "How much do payday loans give you?" before knowing whether they're right for you. 

Since every lender is different, we're going to look at our payday loan lending limits, so you can figure out whether we'll provide enough to cover your less-than-ideal situation. 

Payday Loans Lending Limits

Here at Carolina Payday Loans, Inc., you can borrow as little as $100 to as much as $550 with one of our easy-to-understand payday loans. All you need is a government-issued identification, the most recent pay stub, and a blank check from a checking account active in your legal name. 

Naturally, your name needs to match across all documents to qualify. But if you can fulfill that requirement, getting a payday loan is much easier than trying to secure a traditional bank loan. 

Knowing the answer to "How much do payday loans give you?" is one thing, but that doesn't necessarily mean you should apply for the full amount. You'll find out what we mean in the next section. 

Should You Borrow The Maximum Payday Loan Amount?

We know how tempting applying for the maximum payday loan amount can be. However, it's almost always worth resisting that temptation; the only time you should apply for this amount is if you truly need it. 

Ideally, you should apply for the exact amount you need to cover the extent of your emergency — nothing more, nothing less. Granted, this will take a bit of time and effort, but it's worth it.

Here's a simple way to calculate it: the cost of your emergency - the amount you can cover on your own = the amount you need to borrow. It's that straightforward! 

However, you should also consider whether you can afford the repayments. Not to mention that asking friends and family before heading to official channels may be beneficial, as they likely won't charge interest or be too resistant to repayment schedule changes.

If that isn't an option, you can get a payday loan from Carolina Payday Loans, Inc. You just need a few things to get started. 

The Payday Loan Requirements

You know the answer to your previously burning question "How much do payday loans give you?". But to make use of the information and secure the payday loan amount you require you must understand the criteria. 

Thankfully, payday loans aren't like regular bank loans. They don't come with long-winded processes or hard-to-meet requirements. Instead, you just need three things — a government-issued identification, a blank check, and your most recent pay stub. 

For the ID, you can use anything from your passport to your driver's license to your student ID card. Just ensure it displays your photograph, date of birth, and your legal name. It must be the same name that's on your pay stub and associated with the blank check. 

As for the pay stub, it should display the most recent 30 days. This allows us to obtain an accurate depiction of your current financial state. 

Using These Requirements To Get A Payday Loan

If you can meet the requirements, follow the simple steps below to get your hands on payday loan cash from us at Carolina Payday Loans, Inc. With the steps to hand, you will find the process wonderfully straightforward. 

The steps are as follows:

1. Submit the quick cash online form with all the necessary details. Don't worry; we only need basic information at this stage. It will take about five minutes to complete. 
2. When we receive your request, we'll get back to you as soon as possible to talk about everything, like the required items and how the rest of the process will work. 
3. You'll come to your nearest store at a time and date of your choosing so we can look at your documents and ensure they check out. 
4. Once we've confirmed how much we can offer, you'll sign the forms in agreeance with the loan terms. 
5. Finally, you will get the money within 48 hours. 

Get A Payday Loan From Carolina Payday Loans, Inc. Right Now!

So, how much do payday loans give you? Anywhere from $100 to $550 to fund emergencies like home repairs, vehicle repairs, utility bills that are higher than usual, avoiding missed mortgage payments, medical bills, and vet fees.

If you are in the market for this type of loan, simply complete the request form found on this website and we'll get in touch as soon as possible to guide you through each step. We only ask for basic information initially, so it's relatively straightforward to get started!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.