Need A Cash Loan ASAP? Consider A Payday Loan
If you are out of savings and need to cover a bill immediately, you may need a cash loan ASAP. Hundreds of families struggle to pay their bills on time every month. Add in the surprise of an unexpected bill and you can reach a zeroed-out bank account pretty quickly. If you throw in low credit scores, no collateral, and poor credit history, where can someone turn to get a cash loan, fast?
Enter: an easy cash payday loan. It isn’t for everyone, but it could be the help you’re looking for if you need anywhere from $100 to $550 to hold you over until your next paycheck arrives. Let’s learn more about payday loans to see if they could be the right fit for you.
What Is A Payday Loan?
A payday loan is a short-term loan for those who need extra cash between pay periods. They are usually smaller loans giving a maximum amount of $550. Most of the time, payday loans are repaid on your next payday – hence, their name – but these terms may vary depending on your situation.
A payday loan is similar to a personal loan from a bank or credit union, but the request and process are significantly faster. You won’t need to jump through hoops to qualify and you’ll get your easy cash payday loan in as fast as a day.
What Are Payday Loans Used For?
Many people need a cash loan ASAP for smaller urgent bills between paychecks. Payday loans may be used to cover overdue rent or utility payments to keep the lights on. They could also cover emergency travel to see sick loved ones, medication costs, doctor’s visits, or repairs for your home or car.
The important thing is that your payday loan is used for something urgent and necessary. We do not promote payday loans for trivial purchases like shopping.
Who Can Get A Payday Loan?
You can get an easy cash payday loan through Carolina Payday Loans, Inc. by this afternoon. Unlike banks and credit unions, we do not ask for collateral, like your car or home. We also accept loan requests from those with bad, low, or no credit. To get your payday loan, you’ll only need these three things to find out if you qualify:
- Your driver's license or state-issued photo ID.
- A blank check from a checking account in your name.
- Your most recent pay stub as proof of income.
Your ID could be any U.S. government-issued form, such as a license, passport, passport card, non-driving state I.D., student ID card, or military card.
The blank check must be from an active checking account that is under your name. If you bank online, you may be able to request paper checks from your bank. Otherwise, speak with one of our loan representatives to see if an alternative document could be presented to prove your bank account.
Finally, you’ll need to present your latest pay stub. This will prove you are employed and expect to receive another paycheck later on, which will be used to repay the payday loan.
What Is The Application Process Like?
If you need cash fast and have decided on a payday loan from Carolina Payday Loans, Inc., head to our homepage to start your online request. You’ll only need about an hour or so to complete the process, so if you start now, you could still get the cash you need before you go to bed tonight.
On our homepage, fill out the quick cash form. This will ask for a few basic details that will be forwarded to an office near you. You can also take a look at our offices on the Locations page to select a location you prefer to visit.
One of our loan reps from this office will give you a call after your form is submitted. They’ll review your information, further explain payday loans, and answer any questions you have.
Next, you’ll need to come into our office to present your documents. This will give you a chance to meet the rep in person. They’ll perform a quick evaluation to see how much cash you qualify for. When all the documents are signed and submitted, you’ll receive your cash that day, evening, or the following work day.
Can I Get Payday Loans Online?
To get an easy cash payday loan, you’ll need to stop by a Carolina Payday Loans, Inc. office after the online request process.
How Is My Payday Loan Amount Determined?
We determine payday loan amounts depending on your needs and application requirements, including your pay stub.
Get Your Easy Cash Today!
Carolina Payday Loans, Inc. isn’t new to helping those who need a cash loan ASAP. We offer an easy cash payday loan that could put hundreds of dollars in your pocket within hours.
If you need cash to cover medical, housing, transportation, or other bills, reach out to us via our online inquiry form. With your paystub, bank account, and I.D., you could get the money you need by this afternoon.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.