No Money For The Holidays? You Can Fix That. Here's How
When you have no money for the holidays, this time of the year can be a bit tricky to get through. This is because all of us enjoy making our loved ones happy by gifting them the things they wanted or going out with them to the events they enjoy.
But even with Christmas approaching and with no money for the holidays in your pockets, you can still take actions that can earn you more cash. Here are some of the methods you can use, including finding a side hustle or qualifying for a payday loan in South Carolina.
Things You Can Do If You Have No Money For The Holidays
Here are 4 ways you can make money comparatively quickly if you have no holiday savings:
1. Make More At Your Job (If That’s An Option)
If there’s a possibility to earn more from the job you already have, then looking for another solution might be unnecessary.
Talk to your manager and/or HR to find if it’s possible to either pick up extra shifts or projects for a bonus. If your company is having a busy time during the holidays, they might even be glad you’re eager to do more work.
If not, you can try to find out if you qualify for a payroll advance. Some places have no problem giving them out, some need specific reasons, and some don’t offer them at all – the rules differ, so speak with your HR about what you’d need to understand how much your current job can help you.
2. Get A Side-Hustle To Make Extra Cash
If you have at least a few weeks to go until the holidays, this could work for you. There are multiple ways to earn a few hundred dollars over the course of several weeks on the internet.
Join websites like Upwork, Fiverr, and Freelancer if you have skills that can be monetized online, such as web design, programming, social media management, administration, and more.
But even if you don’t, you can try things like data input and transcription, which require attention to detail and fast typing more than any specialized skills.
If not online, you can try finding one-off tasks in the area, or making some deliveries in the evening and on weekends – holidays are generally a busy time, and many companies require additional manpower.
3. Sell Stuff You Have Laying Around The House
You may have no money for the holidays, but you may have an abundance of assets in a different form – and you can turn it into actual cash.
Holidays are always a good time to declutter and clean your house out. The prospect of making money is a bonus in this case.
Take a good look at all the things that are taking up a place in your home and hasn’t been of good use to you – books that are gathering dust on the shelves, jewelry that hasn’t been worn, mugs you got as gifts and never used, clothes you hardly ever wear, and so on. All of it could be of use to someone and bring you the money you need. It’s a win-win!
All you need is to take the time to list the items on Facebook Marketplace, eBay, or another platform – and then let the
4. Get A Short-Term Payday Loan
If you have no money for the holidays but you ran into an emergency or an urgent expense, getting a South Carolina payday loan can be an option worth considering. This is especially true if you have very little time left and need cash as soon as possible.
Payday loans are accessible and fast. This allows them to work like Plan B if you have no money for the holidays to deal with emergencies. Their speed allows you to explore other options first but still be able to utilize them if the time runs out and you find yourself in a pinch. It takes less than a day to get approved for a payday loan.
Additionally, the items required to qualify for a payday loan are simple to acquire, which significantly cuts down on any preparation time that might be needed. The items you need to qualify for a payday loan are:
- A state-issued ID (or driver’s license) proving you’re over 18.
- Your most recent pay stub as proof of income.
- A blank check from an active checking account in your name.
How To Get A Payday Loan
If you’ve got all the necessary items, you can easily start the process from the comfort of your couch by submitting an online payday loans form to send your information to the closest Carolina Payday Loans, Inc. branch.
Once the form gets processed, our loan representative will give you a call to provide further instructions. You will need to take the required items to the meeting they’ll arrange for you.
The loan representative will examine your documents and determine if you qualify for the loan based on them. If they approve you – you’ll finish the final paperwork on the spot and receive your loan on the same day or the following business day.
Finding The Cash You Need For The Holidays
Put one or more of our tips into work if you have no money for the holidays and need cash on short notice.
And if time is already running too tight, keep in mind that getting a payday loan is a quick option. Our streamlined process makes it easy for even the busiest people to fit the process into their schedule on short notice. And, if approved, you’d get the cash on the next business day at the latest!
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.