How Old Do You Have To Be To Get A Payday Loan? And Other Questions Answered
Are you struggling with unpaid utility or medical bills, or unexpected car repairs or house repairs? Are you unable to borrow money from family or friends? Can you not wait to be approved for a bank loan? Are you unable to wait for the lengthy approval process? A payday loan may be the answer.
Payday loans are short-term loans that will help manage unexpected bills and financial expenses. Payday loans have a quick and easy application process and can get you the cash you need the same day regardless of your credit score.
How Old Do You Have To Be To Get A Payday Loan?
You must be 18 years of age and have a valid I.D. and an unused check from your active bank account to be approved in under 30 minutes.
Below we will take the guesswork out of applying for a loan and what is needed to get you money quickly.
What Is Needed For A Payday Loan?
The application process for payday loans with Carolina Payday Loans, Inc. is a quick application process. It is designed to be painless and rewarding. It can be started from the comfort of your own home or completed in person at our walk-in locations.
Before you begin the process, you will need a few pieces of information to make the process as easy as possible.
Items Needed For A Payday Loan
- Driver's license or State Issued I.D.
- A recent pay stub
- A blank check from your active bank account
You will need to fill out a short form with some basic information about yourself. After the form is submitted you will be contacted by a representative from Carolina Payday Loans, Inc. to confirm your information, answer any questions from you and advise you on the loan process.
The Approval Process
After Carolina Payday Loans, Inc. has received your loan request you will head over to the nearest store location. You will be met by an associate who will review your loan application, and the required documents and will be able to approve your payday loan. This process can be completed in less than 30 minutes, and you will walk out with the loan amount the same day.
Is There An Age Limit To Receive A Loan?
You will need to be at least 18 years of age with a valid state I.D. or driver’s license to be eligible to apply for and receive a payday loan from Carolina Payday Loans, Inc. Persons under 18 years of age will be ineligible for a loan regardless of their employment status.
Do You Need Good Credit To Get A Payday Loan?
You can be approved for a payday loan regardless of your credit score or past credit history. Bankruptcy, bad credit, and bounced checks will not disqualify you from being approved for a payday loan. You will be approved for a payday loan by Carolina Payday Loans, Inc. with no credit history at all.
How Much Can I Be Approved For?
Your approval amount will be based on a few different factors. In South Carolina, you may be approved for any amount between $100 and $550. The exact amount you will be eligible to receive is based on how much you can repay and the amount of your income.
When Will I Get The Money?
After you are approved, you will immediately receive the complete amount of your loan. Most payday loans are approved and paid the same day. The approval process can be completed in as little as 30 minutes.
How Much Do Payday Loans Cost?
Carolina Payday Loans, Inc. offers the most competitive terms and rates available to receive a payday loan. The complete terms of the payday loan will be provided to you by a trained store representative for you during the approval process.
What Makes Carolina Payday Loans, Inc. Different?
Carolina Payday Loans, Inc. is different from the other loan companies in South Carolina. They have fast and easy same-day approval to get you the money you need in as little as 30 minutes. They will work with all types of credit history. Good credit, bad credit, or no credit can be approved for a payday loan from Carolina Payday Loans, Inc.
They have multiple locations in South Carolina to get you the money to help cover the unexpected financial expenses you may have.
Obtaining a payday loan with Carolina Payday Loans, Inc. is a quick and easy process. The approval process can be completed in only 30 minutes. You can be approved for $100 to as much as $550 and receive the money the same day.
You must be 18 years of age and have a valid state-issued I.D. to be approved for a payday loan. You will also need a pay stub and a check from your active bank account.
Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.