payday loans over the phone

How To Get The Process Started With Payday Loans Over The Phone

When you are in a pinch, getting payday loans over the phone can be the difference between an emergency made worse due to a delay to deal with it and getting out of an emergency with minimal damage. The quick processing times ensure you can complete the process in just 30 minutes, wasting none of your precious time.

But what are payday loans? And how do you start the process for payday loans over the phone? You're about to find out that — and a whole lot more. And if you're already ready to get started, you can give us a call here to get the process started: Call us at: 800-514-2274.

What Are Payday Loans?

Payday loans are a type of loan allowing you to borrow up to $550 to fund any emergencies you may face. While they do require employment, the simple requirements and rapid processing times make for a headache-free experience when you try to qualify for one.

It’s useful to remember that payday loans are short-term loans and that they are designed to make as little impact on your current credit score and financial climate as possible.

The Benefits Of Getting Payday Loans Over The Phone

Now, before we get into how you can obtain payday loans over the phone, let's dive into some of their benefits. There can be plenty, but you'll find the top 5 below.

1. Convenient And Comes With An Easy Process

Going into a store to start a loan process doesn’t only take more time, but it can also be inconvenient. But with Carolina Payday Loans, Inc., you can begin the process by giving us a call at 800-514-2274. You can also use our online form on Carolina Payday Loans, Inc. Not only does this make the whole process less inconvenient, but it also saves you a chunk of time.

You will only need to come into one of our stores after starting the process over the phone to prove your identity and, if approved, sign some documents. But we can assure you that our easy process will take less than an hour.

payday loan cash with hole in it with in center bad credit

2. Suitable For Borrowers With Bad Credit

Traditional bank loans typically require good to perfect credit scores. Understandably, achieving this isn't possible for everyone and so, some people are denied financing from traditional banks when they really need it.

That's where payday loans can come into play. They are suitable for people with bad credit. Here at Carolina Payday Loans, Inc., we welcome all credit situations. From good to bad, you are welcome to start the process for payday loans over the phone or online with us.

We don't think you should be denied emergency funding when you need it because of a less-than-perfect credit score. If you have any questions about your credit history that you want to be answered before starting the process. You can ask them over the phone call. Our team is always happy to clear up any concerns.

3. Provide Fast Cash For Emergencies

Whether you have medical fees to pay, overdue bills to catch up on, or need to fix the roof of your home, your situation won't wait for you to get the money together. In an ideal world, you'd have an emergency fund already built up. But if that's not the case, payday loans can make up the difference and give you enough to pay for your emergency, buying you some time to get cash together.

Our process for emergency payday loans over the phone and online is particularly fast (approximately 30 minutes), so you would be able to deal with your emergency as quickly as possible.

4. Limited Impact

Some loans can put you in debt for years. But with payday loans, you're only borrowing money for a few days or weeks. This limits the risk you’d be putting your finances into since you’re borrowing no more than $550 for a short period of time.

5. Easy To Budget For

The final benefit goes hand-in-hand with the one above. Since you won't have to pay the loan back over many months, you only need to factor the extra payment into a short window of time in your budget. 

qualify for payday loans today

How To Get Payday Loans Over The Phone

Now that you know the main benefits of getting payday loans over the phone, we can now look at the steps to take to acquire one:

  1. Call us at 800-514-2274 and one of our expert loan representatives answer you.
  2. During the conversation, the loan specialist will ask for your basic information and will:
    1. Tell you about the payday loans process.
    2. Define the documents you will provide.
    3. Answer any of your questions.
  3. After starting the process for payday loans over the phone, you can head to your nearest Carolina Payday Loans, Inc. store. Don't forget to bring the following documents:
    1. Driver's license or any form of government-issued photo identification.
    2. Your most recent pay stub.
    3. A blank check from an active checking account in your name.
  4. When you arrive, one of our loan representatives will inspect your documents. They do this to establish if you are qualified and how much money you qualify for.
  5. If you gain approval, you may receive the money you need on the same day or the following business day.

Getting Payday Loans Over The Phone Today

By following the steps above to get payday loans over the phone, you will be able to quickly deal with your emergency by benefiting from the rapid process with us at Carolina Payday Loans, Inc.

Give us a call today at 800-514-2274 to start your process and you may qualify for a payday loan before the end of the day.

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.

Daniel Dewitt

Daniel Dewitt is a lifetime blogger with a finely-honed ability to break down, analyze, and interpret economic trends for the layman. He's fiercely invested in spreading financial literacy and helping everyday people gain the tools they need for their own economic success.