7 Smartphone Apps For Savers: Tools To Manage Your Money Easily

Learning to manage money is easier than ever, thanks to smartphone apps and emergency funds from Carolina Payday Loans, Inc. Those apps can help you save money more effectively, while a payday loan can give you the cash boost you need to overcome an emergency. 

This guide will share 7 different smartphone apps to help you manage your money easily. Then, you’ll discover how a payday loan can help in emergencies!

7 Smartphone Apps For Savers

There are countless smartphone apps these days aimed at helping you save money. Finding the perfect app for you can be challenging.

Still, doing so will help you supercharge your finances. Here are 7 smartphone tools that you can use to manage your money easily:

1. Your Bank’s Mobile App

You don’t have to look far to find useful tools for managing your money. Start by exploring all the features of your current bank’s mobile app.

Banks these days often provide a lot of helpful features for customers in their apps. For example, you can automate savings, track spending, and more! 

Your bank’s mobile app has several advantages. Firstly, it’s safe to assume that the app’s features are already compatible with your bank accounts. On top of that, you’re likely already familiar with the app and its features, making it an excellent place to start! 

 

2. Guac

Suppose you’re looking for added functionality for savings in a straightforward mobile app. In that case, you can use Guac to save while you spend.

Set your savings targets in the app, and it’ll automatically set aside small amounts from your daily spending. Then, you can use its Marketplace to buy the things you need with added benefits like earning cash back.

3. Qapital

Another powerful app is Qapital. Like other apps, it lets you set savings targets and monitor your progress.

This app stands out by enabling you to automate savings and set triggers. That means you can make the app automatically save money when something happens, like when you receive a paycheck.

4. You Need A Budget (YNAB)

Some people prefer apps that focus on the big picture beyond saving money. YNAB is a smartphone app that does that excellently. The well-designed app helps you connect your accounts, plan your spending, and save your money all in one!

5. Rocket Money

Rocket Money is a helpful app to analyze your spending habits. The app has features you’d expect, like connecting accounts and automating savings.

However, it does an excellent job of providing clear information so you can understand your spending habits and improve them effectively.

6. EveryDollar

You might have heard of the EveryDollar app, especially if you practice the Debt Snowball method or listen to finance expert Dave Ramsey. The team at Ramsey Solutions designed the EveryDollar app around the zero-based budgeting approach.

That’s the approach where you must get zero after deducting your savings and expenses from your income. That’s only possible if you give every dollar a clear task, which this app helps you do seamlessly.

7. Quicken Simplifi

Last but not least, there’s Quicken Simplifi. If that name sounds familiar, it’s because the app is made by the same people behind the budgeting computer software Quicken. Much like the desktop version, Quicken Simplifi is best for users who want to plan their savings in a much more in-depth way. 

For example, you can import your bank transactions to scrutinize each one using the mobile app. That will enable you to plan your finances in a more granular way.

Can I Trust Budgeting Apps?

Yes, you can trust smartphone budgeting apps as long as they come from a reputable and trustworthy source. Still, you must remember that these apps aren’t a one-size-fits-all solution to all your financial challenges. They are just one financial tool among many others that you might find useful.

For example, it helps to know how to borrow money quickly in emergencies. One tool you can keep in mind is a payday loan, which enables you to access up to $550 in emergency money. 

An important advantage of a payday loan is that you can get the money quickly. If approved, the money could be yours as early as the same day or by the next business day. That quick financial boost could help you overcome whatever financial hurdle troubles you! 

Get Started Now!

Learning to manage money has never been easier with the availability of smartphone apps. They can help you understand your finances and save more effectively, especially when used alongside other financial tools like payday loans. 

When you need to borrow money quickly for emergencies, get in touch with Carolina Payday Loans, Inc. You can start by submitting the quick cash online form with your information. A representative will be in touch soon after to discuss the rest!

Note: The content provided in this article is only for informational purposes, and you should contact your financial advisor about your specific financial situation.